Mohammad Zainuddin

Mohammad Zainuddin


Research School of Management

Casual Sessional Academic
PhD Candidate

Zain is currently affiliated with the Research School of Management at the Australian National University. Prior to this, he was a YK Asia scholar and researcher at the Putra Business School, Malaysia. He also had a brief stint as an ICCR scholar at the Institute of Management in Kerala, India.

Zain is a certified professional trainer by the Swinburne University of Technology, and an accredited lecturer in intercultural management by the Hofstede Insights, Finland. He has more than 5 years of academic and corporate experience in home and abroad. He also worked extensively in rural areas and had firsthand exposure to different aspects of rural credit, particularly SME and agricultural credit. His 2019 paper on loan delinquency and poverty level of borrowers won the best paper award in an international conference.

Zain has received numerous competitive scholarships, grants and recognitions from such institutions as Indian Council for Cultural Relations, Khazanah Nasional Berhad Malaysia, North South University, Universiti Teknologi Petronas, Universiti Tunku Abdul Rahman, Putra Business School, Macquarie University, and the Australian National University. His research spans a broad spectrum of issues related to social entrepreneurship, social innovation, and social justice. Besides publishing in refereed journals, he occasionally writes opinions and commentaries for local and international newspapers and outlets.

Zain has presented his papers at conferences and academic events in a number of countries in Asia, Africa and Europe.

View ORCID profile

Research publications

Book Chapter

Zainuddin, M., Yasin, I. M., Mahi, M., & Akter, S. (2020). Depth of outreach and financial sustainability of microfinance institutions: an empirical revisit. In B. R. Hernández-Sánchez, J. C. Sánchez-García, & A. C. Moreira (Eds.), Building an Entrepreneurial and Sustainable Society (pp. 204-218). Pennsylvania: IGI Global.


Mahi, M., Khan, S. A., Zainuddin, M., & Arif, I. (2021). Economy-energy markets nexus during COVID-19: A dynamic time-frequency analysis. Energy & Environment.

Afrin, T., & Zainuddin, M. (2021). Spike in child marriage in Bangladesh during CIVID-19: determinants and interventions. [Correspondence] Child Abuse & Neglect

Zainuddin, M., Mahi, M., Yasin, I. M., & Akter, S. (2020). The trade-off between outreach and sustainability of microfinance institutions: does loan delinquency play a mediating role? International Journal of Business Excellence

Zainuddin, M., Mahi, M., Akter, S., & Yasin, I. M. (2020). The role of national culture in the relationship between microfinance outreach and sustainability: a correlated random effects approach. Cross Cultural & Strategic Management, 27 (3), 447-472. 

Zainuddin, M., & Yasin, I. M. (2020). Are women better borrowers in microfinance? A global analysis. The Empirical Economics Letters, 19 (7), 651-660. 

Zainuddin, M., & Yasin, I. M. (2020). Resurgence of an ancient idea? A study on the history of microfinance. [Perspective] FIIB Business Review, 9 (2), 78-84. 

Zainuddin, M., & Yasin, I. M. (2019). The trade-off debate in microfinance: a review of the theoretical and empirical literature. Enterprise Development & Microfinance, 30 (1), 36-54.  


Mahi, M., Khan, S. A., Zainuddin, M., & Arif, I. (2020). Economic activity and energy markets in the time of crisis: fresh evidence during COVID-19 pandemic using dynamic time-frequency analysis. ICFE-BD (pp. 3-8). University of East Sarajevo, Bosnia and Herzegovina.

Khan, S. A., Zainuddin, M., Mahi, M., & Arif, I. (2020). Behavioral intention to use online learning during COVID-19: an analysis of the Technology Acceptance Model. IMTTAHE (pp. 3-12). European University, Georgia.

Zainuddin, M., & Yasin, I. M. (2019). How culture influences social and financial performance of microbanks: evidence from an empirical study. CESD (pp. 5-9). National Kaohsiung University of Science and Technology, Taiwan.

Zainuddin, M., & Yasin, I. M. (2019). Loan delinquency in microfinance: does it have any relationship with poverty level of borrowers? BAFE (pp. 343-348). Universiti Tunku Abdul Rahman, Malaysia.

Zainuddin, M., Yasin, I. M., Arif, I., & Hamid, A. B. A. (2019). National culture and microfinance: do the cultural dimensions impact microfinance performance? ICEBM (pp. 1-4). Cairo, Egypt.

Zainuddin, M., Yasin, I. M., Arif, I., & Hamid, A. B. A. (2018). Alternative cross-cultural theories: why still Hofstede? ICEMSS (pp. 4-6). Jakarta, Indonesia.

Zainuddin, M., & Yasin, I. M. (2018). The role of incentive mix to prevent mission drift in microfinance: a sequential explanatory study. ICIRSTM (p. 28). National University of Singapore, Singapore.

Zainuddin, M., & Yasin, I. M. (2018). Employee motivation in social enterprises: tackling the dual mission dilemma. ICBE (pp. 187-190). Seoul National University, South Korea.  

Working Paper

Zainuddin, M., Khan, S. A., Mahi, M., & Islam, E. (Under review). Global upsurge in violence against women during COVID-19: a rapid review of evidence. Journal of Health Management.

Khan, S. A., Mahi, M., Zainuddin, M., & Islam, E. (2020). At what costs? A proposal for estimating migration costs in the Bangladesh-Malaysia corridorCambridge Open Engage.

Op-Ed and Column

Khan, S. A., Zainuddin, M., & Mahi, M. (2021, June). Rising xenophobia and anti-Asian racism amid COVID-19: a theoretical lens. ICS Analysis, Institute of Chinese Studies, Delhi.

Zainuddin, M. (2020, February 24). Geert Hofstede and cultural dimensions: an intellectual odyssey of a Dutch engineer. The Business Standard, p. 7.

Research grants and awards

  • ANU PhD Scholarship, The Australian National University, January 2021

  • ANU HDR Fee Remission Merit Scholarship, The Australian National University, January 2021

  • International Research Excellence Scholarship, Macquarie University, November 2020

  • Conference Grant for Taiwan, Putra Business School, November 2019

  • Best Paper Award, Universiti Tunku Abdul Rahman, October 2019

  • Travel Grant for Egypt, Yayasan Khazanah, January 2019

  • Travel Grant for Singapore, Yayasan Khazanah, September 2018

  • Class Topper, Putra Business School, January 2018

  • Best Strategist Prize, Yayasan Khazanah, November 2017

  • Asia Scholarship, Yayasan Khazanah, September 2017

  • Graduate Assistantship, Universiti Teknologi Petronas, July 2017

  • India Government Scholarship, Indian Council for Cultural Relations, September 2015

  • Best Presenter, North South University, April 2013

Research engagement and outreach

  • Ad-hoc reviewer, Economics Bulletin, Global Health Research and Policy, FIIB Business Review.

  • Reviewer, Chapter review for the book entitled “Building an Entrepreneurial and Sustainable Society” IGI Global, 2019.

  • Program committee member, Philosophy and Research Methods track, Australasian Conference on Information Systems (ACIS) 2021, Macquarie Business School, Macquarie University, Australia.


Semester 2, 2021:

  • Tutor - BUSI3029 (Cross-Cultural Management)

  • Tutor - BUSI7280 (Managing in a Global Context)